Lianlianpay Privacy Policy for Free Walker App

Release date:April 8, 2024

Effective date:April 8, 2024

 

Thank you for choosing Free Walker App!

The information collected by Free Walker App is solely for providing you with quality services and to protect the security of your personal information. This Privacy Policy covers the rules for handling your personal information in the services provided on the Free Walker App, so please read the terms and conditions of this Privacy Policy carefully before using our services and agree to proceed. This policy only applies to Lianlian Yintong Electronic Payment Co., Ltd (hereinafter referred to as “Lianlian” or “we” or “us”, of which the registered address is Floor 11 Building 1 Lianlian towerNo.79 Yueda Lane, Binjiang District, Hangzhou, Zhejiang Province, China.) for providing payment services on Free Walker App.

For your convenience, you can view the complete version of the Privacy Policy by accessing the “Privacy Policy” section in “My - Settings - Privacy Policy” after logging into Free Walker App on the new user registration interface.

This policy will help you understand the following:

How we collect and use your personal information

How we protect your personal information

Your rights

How we handle personal information of minors under the age of fourteen

How your personal information is transferred globally

How this policy is updated

How to contact us

We are fully aware of the importance of personal information to you and will do our best to protect your personal information, and thank you for your trust in us. We are committed to protecting your personal information in accordance with the industry’s established security standards, taking appropriate security measures to protect your personal information, and endeavoring to interpret for and inform you in easy-to-understand written forms, and we have highlighted in bold font the provisions in this policy that may have a significant impact on your legitimate interests to draw your attention. We strongly recommend that you read and fully understand the entire content of this Policy before using our services. We will provide you with services based on your preference. This Policy applies to the collection, use, storage and provision of your personal information within the People’s Republic of China (except Hong Kong, Macau and Taiwan for the purposes of this Privacy Policy).

If you check the box “I have read and agreed” and confirm to submit, it will be considered that you agree to this policy and authorize us to process your personal information in accordance with the provisions of this policy. If we intend to use your personal information for purposes other than those mentioned in this Privacy Policy, or to use information collected for other specific purposes, we will promptly inform you in a reasonable manner and obtain your authorized consent.

I.               How we collect and use your personal information

1.     What personal information do we need to collect from you.

1.1   You need to authorize us to collect and use your personal information in the following circumstance.

When you use the App and the Service, you understand and agree that we will collect and use specific types of your personal information as per the following scenarios, for the purposes of providing you with relevant services, ensuring the security of your account and funds, and complying with relevant regulatory requirements of national laws and regulations.

1)      Registration for the App

During the process of registering on the APP, please provide your E-mail address, Google ID, or Apple ID. You can choose one of them for the APP login name. You shall set your own password for logging into the App that meets security requirements and keep such password secure. You log in to the APP through your login name and password. If you do not provide the foregoing information, you may not be able to register for the APP account.

2)      Apply for the Lianlianpay account

During the process of applying for the payment account and use the service of our cooperating institutions, please provide your name, identity document type, identity document number and validity period, nationality, gender, image information of identity document, for the purpose of authorizing your identification. If you do not provide the foregoing information, you may not be able to apply for a Lianlianpay account and use the payment services.

3)      Password retrieval

To protect the security of your account and funds, when you need to retrieval your password, please provide your email address so that we can send email to you to verify your identity. If you do not agree to our collection of that information, you may not be able to complete the password retrieval.

1.2   Information generated in the course of your use of services

When you use the services we provide, we may access software development kits (SDKs) provided by our partners, which you understand and recognize. We carry out strict security checks on the SDKs from which our partners collect your information and require them take strict data protection measures in accordance with this policy and applicable laws and regulations during the process of handling personal information. Details of the SDKs we have access to are as below, and we suggest that you read the relevant privacy policies carefully (please note that the privacy policies of the following partners may be updated from time to time due to changes in circumstances, so please pay attention to them and check them promptly):

1)      The J Push SDK

The J Push SDK is provided by Shenzhen Hexun Huagu Information Technology Co., Ltd. To facilitate your timely receipt of transaction notifications through the APP, it will collect your device information, including but not limited to IMEI/MAC/Android ID/IDFA/OAID/Open UDID/GUID/BSSID/SSID/the IMSI information of SIM card. If you do not provide the aforementioned information, you may not be able to use the notification service, but it will not affect your use of other services we provide.

2)      The Gaode location SDK

The Gaode location SDK is provided by Gaode Software Co., Ltd. To make efforts to protect the security of your account and provide you with a more convenient experience, when you enable device location services and use our location-based services, it collects your geographic location information, device information (including IMEI, IDFA, Android ID, MEID, MAC address, OAID, IMSI, hardware serial number). If you do not provide the aforementioned information, you may not be able to use the location-based services.  

3)      Lianlian Information QR Code Payment SDK

Lianlian Information QR Code Payment SDK is provided by Lianlian (Hangzhou) Information Technology Co., Ltd. When you use the QR Code payment service, it will collect your location information, device information (including IMEI, IDFA, Android ID, MEID, MAC address, OAID, IMSI, Hardware Serial Number); the device type (IOS, android, or other), Imei number, Sim number, machine code, IOS machine code; latitude and longitude, IP address, cellular device and phone model; Resolution, model, phone model, SDK version number, release version, carrier (optional), networking method, whether IOS is jailbroken, Android swiped. If you do not provide the aforementioned information, you may not be able to use the QR Code payment service, but it will not affect your use of other services we provide.

1.3   You can choose whether to authorize us to collect and use your personal information in the following circumstances.

1)      To help you to use QR code payment services, you can authorize us to access your camera device when you use it for the first time. If you do not provide this personal information, you may not be able to use the aforementioned services, but it will not affect your use of other services we provide.

2)      To facilitate your timely receipt of transaction notifications, you can authorize us to enable notification permissions when installing the App. If you do not provide this personal information, you may not be able to use the aforementioned services, but it will not affect your use of other services we provide.

3)      To prevent you from using the APP properly after we upgrade it, we need to obtain authorization from your mobile device regarding the use of the media and files. Otherwise, your APP will not be upgraded automatically, which will affect your normal use of it.

4)      To help you to find the addresses of the exchange net for using the service, we need to obtain authorization from your mobile device regarding the use of the location information. If you do not provide this personal information, you may not be able to use the aforementioned services, but it will not affect your use of other services we provide.

1.4   You fully understand that, according to relevant laws and regulations, in the following circumstances, we may collect and use your personal information in accordance with the law without obtaining your authorization and consent:

1)      Information directly related to national security and defense security;

2)      Information directly related to public security, public health, and significant public interests;

3)      Information directly related to criminal investigations, prosecutions, trials, and execution of judgments;

4)      Information necessary for the protection of your or others’ vital interests, such as life, property, etc., but it is difficult to obtain your consent;

5)      The personal information involved has been publicly disclosed by you yourself;

6)      Information necessary for the signing and performance of contracts at your request;

7)      Information collected from legally publicly disclosed sources, such as legitimate news reports, government information disclosure, etc.;

8)      Information necessary to maintain the safety and stable operation of the products or services provided, such as discovering and handling failures of products or services.   

2.     Rules for the use of your personal information

1)      We will use the personal information collected in accordance with the provisions of this Privacy Policy and to fulfill the functions of our products and/or services.

2)      To ensure the stability and security of our services, we may use your information for identity verification, security measures, fraud monitoring, prevention or prohibition of illegal activities, risk reduction, archiving, and backup purposes.

3)      We may report to relevant authorities in accordance with laws, regulations, or regulatory requirements.

4)      After collecting your personal information, we will use technical means to de-identify and anonymize the data. The de-identified information will not be valuable for identifying individuals.

5)      Please note that all personal information you provide when using our products and/or services will continue to be authorized for us to use unless you delete it or refuse our collection of it through the system settings.

6)      We may conduct statistical analysis of the usage of our products and/or services and may share the statistical information with the public or third parties to showcase the overall usage trends of our products and/or services. However, the statistical information will not include any personally identifiable information about you.

7)      When we use your personal information for purposes not specified in this policy or when information collected for specific purposes is used for other purposes, we will obtain your consent again in accordance with the requirements of laws, regulations, and national standards.

3.     How we share, transfer, and publicly disclose your personal information

3.1   Share.

We will not share your personal information with any company, organization or individual outside of Lianlian unless we have your explicit consent. We will only share your personal information for lawful, legitimate, necessary, specific and clear purposes, and will only share personal information that is necessary for our services. Our partners are not authorized to use the shared personal information for any other purpose. We will sign strict confidentiality agreements with companies, organizations and individuals with whom we share such personal information, requiring them to handle personal information in accordance with our instructions, this Privacy Policy, and any other relevant confidentiality and security measures, and we will require our partners to provide data security capabilities and information security qualifications ( such as evaluation for multi-level protection, information security management system, etc.). We require third parties to use data masking and encryption techniques to protect user data when using sensitive personal data. If you have any objections to the use of your personal information by third parties or find that the applications developed by these third parties are risky, we suggest that you terminate the relevant operations to protect your legitimate rights and interests, and you can also negotiate with the corresponding third parties to solve the problem, and we will provide assistance as much as possible. If Lianlian violates the laws and regulations in the process and causes losses to you, we will bear the corresponding responsibilities arising therefrom. Currently, we ask for your authorization and consent for sharing your personal information in the following circumstances:

We may share your personal information externally in accordance with laws and regulations or the mandatory requirements of governmental authorities. If Lianlian violates the laws and regulations in the process and causes losses to you, we will bear the corresponding responsibilities arising therefrom.

3.2   Transfer

We will not transfer your personal information to any company, organization or individual, except in the following cases:

1)      Transfer with explicit consent: We will transfer your personal information to other parties after obtaining your explicit consent;

2)      Such information is provided in accordance with applicable laws and regulations, the requirements of legal proceedings, and as necessary for mandatory administrative or judicial requirements;

3)      In case of mergers, acquisitions, asset transfers, or similar transactions that involve the transfer of personal information, we will require the other company or organization that holds your personal information to be bound by this Privacy Policy as well, or we will require the company or organization to seek authorization and consent from you again.

3.3   Public disclosure

We will not publicly disclose your personal information except under certain circumstances. When disclosure is necessary, we will inform you of the purpose of public disclosure, the type of personal information to be disclosed, the type of sensitive personal information involved, and will disclose your personal information only after obtaining your explicit consent with industry-standard security measures adopted. If we violate the laws and regulations in the process and causes losses to you, we will bear the corresponding responsibilities arising therefrom.

3.4   Disclosure without consent

In accordance with relevant laws and regulations and national standards, we may share, transfer, and publicly disclose your personal information without your consent in the following cases in accordance with the law:

1)      Information directly related to national security and defense security;

2)      Information directly related to public security, public health, and significant public interests;

3)      Information directly related to criminal investigations, prosecutions, trials, and execution of judgments;

4)      Information necessary for the protection of your or others’ vital interests, such as life, property, etc., but it is difficult to obtain your consent;

5)      Personal information publicly disclosed by you yourself;

6)      Personal information collected from legally publicly disclosed sources, such as legitimate news reports, government information disclosure, etc.

II.             How we protect your personal information

1.     In accordance with relevant laws and regulations, we will store your personal information collected and generated during our operations in the People’s Republic of China. We will retain your personal information only for the period necessary for the purpose of providing you with the service and within the time limit prescribed by laws, regulations and regulatory requirements.

2.     We have obtained the following certifications: our core business system has passed Level 4 certification of Multi-level Information System Protection of the People’s Republic of China, and our core online payment system has passed Level 3 certification of Multi-level Information System Protection of the People’s Republic of China.

3.     If we cease to operate this App or the service, we will promptly cease activities to collect your personal information, notify you of the cessation of operations by individual delivery or announcement, and delete or anonymize your personal information in our possession.

4.     We have adopted various protection methods such as internal management system and technical measures to protect your personal information, specifically including but not limited to:

4.1   Internal management system

1)      We have adopted a classification and grading system based on the extent and type of sensitivity of personal information, and based on the results of the classification and grading, we have imposed restrictions on user privileges, use scenario privileges, use authorization privileges, and graded approval mechanisms, among other things.

2)      Through regular security audits, we will conduct comprehensive verification and control of the effectiveness of privacy policies and related regulations as well as data security.

3)      As for supporting mechanisms, we have set up a personal information protection team to carry out impact assessments for the collection, use, provision and entrusted processing of personal information to protect personal information, trained internal staff on relevant laws and regulations and guidelines for personal information security and security awareness, and annually organized all staff to take a compliance test.

4)      After you correct or delete your personal information or cancel your account, your personal information will be handled by the backup system in accordance with regulatory requirements.

4.2   Technical support measures

In terms of technical support measures, we have adopted irreversible encrypted storage and segregated storage of sensitive personal information for storage, de-identification for information display and download, and technical measures such as private line transmission, encrypted transmission, and segregated transmission of keys and data media for transmission, to ensure the security of your personal information.

1)      We have formulated relevant emergency response plans for information security incidents and regularly organized emergency response training and emergency drills for relevant internal personnel to ensure that they are aware of their job responsibilities and emergency handling strategies and procedures.

2)      After the occurrence of a personal information security incident (if any), we will, in accordance with the requirements of laws and regulations, promptly inform you of the following: the basic situation of the security incident and its potential impact, the measures we have taken or will take to deal with the incident, the suggestions for you to independently make to prevent and reduce the risk, and the remedial measures for you. We will promptly inform you of the related situation by App notifications. When it is impossible to inform the owners of personal information one by one, we will take a reasonable and effective way to make a public announcement. At the same time, we will also take the initiative to report the disposition of personal information security incidents in accordance with the provisions of laws and regulations and the requirements of regulatory authorities. If your legitimate rights and interests are damaged, we will assume the corresponding legal responsibility.

3)      Security tips: Although we have taken the above security measures and actively implement the standards required by laws and regulations, please understand that due to technical constraints and the possible occurrence of a variety of malicious behaviors from outside, we cannot guarantee that the information is completely safe, but we will do our best in this regard. Please be aware and understand that the systems and communication networks used for your access to our services may have security problems beyond our control, so we strongly recommend that you take active measures to protect the security of your personal information, including but not limited to using more complex passwords, not disclosing personal account passwords and sensitive personal information to others, etc.

4)      The Internet environment is not 100% safe, we will try our best to ensure the security of any information you send to us. After the occurrence of a personal information security incident (if any), we will, in accordance with the requirements of laws and regulations, promptly inform you of the following: the basic situation of the security incident and its potential impact, the measures we have taken or will take to deal with the incident, the suggestions for you to independently make to prevent and reduce the risk, and the remedial measures for you. We will promptly inform you of the related situation by App notifications. When it is impossible to inform the owners of personal information one by one, we will take a reasonable and effective way to make a public announcement. At the same time, we will also take the initiative to report the disposition of personal information security incidents in accordance with the requirements of regulatory authorities. If your legitimate rights and interests are damaged, we will assume the corresponding legal responsibility.

5)      Please be sure to keep your App login name and other identity factors properly. When you use the service, we will identify you by your login name and other identity factors. Once you have disclosed the aforementioned information, you may suffer losses and may be subject unfavorable legal consequences. If you find that your App login name and/or other identity factors may or have been leaked, please contact us immediately (send an e-mail to our customer service email address: service@lianlianpay.com) so that we can take appropriate measures in a timely manner to avoid or reduce related losses.

III.           Your rights

According to the relevant Chinese laws, regulations and standards, as well as the common practice in other countries and regions, we protect your rights to your personal information in the form of the following:

1.     Access to your personal information.

You have the right to access your personal information, except for the exceptions stipulated by laws and regulations. You can log in to your App account through this App and access and check your personal information through the following channels:

Check the transaction and consumption records (transaction amount, transaction type, merchant name) in “mine→ Record of changes in balance”;

2.     Deletion of your personal information.

2.1   In the following circumstances, you can request us to delete your personal information by sending an e-mail to us:

1)      If our processing of personal information violates laws and regulations;

2)      If we collect and use your personal information without obtaining your consent;

3)      If our processing of personal information violates the agreement with you;

4)      If you no longer use our products or services, or if you cancel your account;

5)      If we terminate our services and operations.

2.2   If we decide to respond to your deletion request, we will also notify the entities that have obtained your personal information from us and request them to delete it in a timely manner unless otherwise required by laws and regulations, or unless these entities have obtained your authorization separate. After you delete information from our services, we may not immediately delete the corresponding information from our backup systems, but we will delete it when the backups are updated.

3.     Cancellation of your account

After you cancel your account and return your funds in your payment account that Lianlian set up for you, we will stop providing you with payment services and, at your request, delete your personal information, unless otherwise provided by laws or regulations.

4.     Acquisition of a copy of your personal information

5.     You have the right to acquire a copy of your personal information. If you need to obtain a copy of the personal information we have collected about you, you can do so by sending an e-mail to our customer service email address: service@lianlianpay.com. The customer service representative will verify your personal information to confirm your identity. Once confirmed, they will submit a copy of your personal information to you. Upon your request, and where permitted and technically feasible under relevant laws and regulations, we will provide you with a copy of your personal information.

6.     Response to your requests above

You can send an e-mail to our customer service email address: service@lianlianpay.com to submit any questions, suggestions, opinions, or complaints. To ensure security, we will process your inquiries after necessary identity verification, and respond within a maximum of fifteen days or within the timeframe required by applicable laws and regulations. We generally do not charge any fees for your reasonable requests. However, according to relevant laws, regulations, and national standards, there may be situations where we are unable to respond to your requests.

1)      Information directly related to national security and defense security;

2)      Information related to public security, public health, and significant public interests;

3)      Information related to criminal investigations, prosecutions, trials, and execution of judgments;

4)      There is sufficient evidence to suggest that you have subjective malice or abuse your rights;

5)      Information necessary for the protection of your or others’ vital interests, such as life, property, etc., but it is difficult to obtain your consent;

6)      Responding to your request would seriously harm the legitimate rights and interests of other individuals, organizations, or owners of personal information;

7)      Information involving trade secrets.

IV.           How we handle personal information of minors under the age of fourteen

1.     Our payment services are primarily for adults. Minors are not permitted to create their own user accounts without the consent of parents or guardians. In cases where we collect personal information of minors under the age of fourteen with the consent of their parents, we will only use or disclose such information when permitted by law, with explicit consent from their parents or guardians, or when necessary to protect these minors under the age of fourteen.

2.     Although the definition of minors may vary according to local laws and customs, we consider anyone under the age of fourteen as a minor.

3.     If we discover that we have collected personal information of a minor under the age of fourteen without verifiable consent from his/her parents, we will take steps to promptly delete the relevant data.

4.     If you are the parent or guardian of a minor and have concerns about the handling of personal information regarding the minor under the age of fourteen you are responsible for, please contact us through the contact methods mentioned above.

V.             How your personal information is transferred globally

In principle, the Service in the APP are only intended for use within the territory of the People’s Republic of China. And the personal information we collect and generate during our operations within the territory of the People’s Republic of China is stored within China.

VI.           How this policy is updated

1.     Our Privacy Policy is subject to change. Without your explicit consent, we will not diminish the rights you are entitled to under the current effective policy. When there are significant changes to this Policy, we will notify you in a timely manner through methods such as pop-up alerts, message notifications. Significant changes may include, but are not limited to:

1)      There are significant changes in the scope and mode of services we provide, such as changes in the purposes of collecting and using personal information, types of personal information processed, or methods of using personal information;

2)      There are significant changes in our operating entity, organizational structure, ownership structure, such as changes in ownership resulting from business adjustments, mergers, acquisitions, or reorganizations;

3)      There are significant changes in your rights and means of exercising them in relation to the processing of personal information;

4)      There are changes in the methods, primary recipients, or other aspects of personal information sharing, transfer, or public disclosure;

5)      The personal information risk assessment report indicates a high risk;

6)      There are changes in the department responsible for the security of personal information, their contact information, or the complaint channels;

7)      Other changes that may have a significant impact on your rights and interests concerning personal information. To ensure you receive timely notifications, we recommend that you inform us promptly when your contact information changes. If you continue to use the services after the updated policy comes into effect, it means that you have read, understood, and accepted the updated policy and are willing to be bound by it.

You can view this Policy in the App by going to “Mine -> Settings -> Privacy Policy”. We encourage you to review our privacy policy every time you use the App.

VII.         How to contact us

If you have any questions, opinions or suggestions regarding this Privacy Policy or your personal information, please contact us through various methods such as sending an e-mail to our customer service email address: service@lianlianpay.com.

We have designated a Data Protection Officer, and you can contact him/her via email at privacy@lianlianpay.com.